📜 Terms of Service

1. Agreement to Terms

Welcome to TradeDear Technologies. These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and TradeDear Technologies ("TradeDear," "we," "us," or "our") governing your use of our cryptocurrency trading platform and services (the "Platform" or "Services").

By accessing, registering, or using our Platform, you:

1. Acknowledge that you have read, understood, and agree to be bound by these Terms
2. Agree to comply with all applicable laws and regulations
3. Accept the risks associated with cryptocurrency trading
4. Consent to our data collection and usage practices as outlined in our Privacy Policy

2. Definitions

2.1 Key Terms

• "Platform": The TradeDear website, mobile applications, APIs, and all associated services
• "User" or "Account Holder": Any individual or entity registered to use our Services
• "Cryptocurrency": Digital or virtual currencies including Bitcoin (BTC), Ethereum (ETH), and other supported tokens
• "Wallet": A digital storage mechanism for cryptocurrencies on our Platform
• "Trade" or "Transaction": The buying, selling, or exchange of cryptocurrencies
• "KYC" (Know Your Customer): Identity verification process as per Indian regulations
• "AML" (Anti-Money Laundering): Compliance measures to prevent illicit financial activities

2.2 Service Types

Real Trading:

• Cryptocurrency futures trading with leverage
• Trade BTC, ETH, and other crypto futures contracts
• Fixed fee structure - no maker/taker fees or hidden spreads
• Subject to KYC/AML verification and Indian regulations
• Futures Trading Only - Spot trading NOT available

Prop Trading (Simulated Trading):

• Simulated trading environment with virtual funds
• Used for evaluation, challenges, and competitions
• No actual cryptocurrency ownership during challenges
• Performance-based funding opportunities
• Subject to specific challenge rules and profit-sharing agreements

3. Eligibility and Restrictions

3.1 Age Requirement

3.2 Legal Capacity

You must:

• Have the legal capacity to enter into binding contracts
• Not be prohibited from using financial services
• Comply with all applicable laws in your jurisdiction

3.3 Indian Residence

Our Services are primarily designed for residents of India. By using our Platform, you represent that you are either:

• A resident of India, OR
• Legally authorized to trade cryptocurrencies in your jurisdiction

3.4 Restricted Countries

• 🇺🇸 United States of America (including all territories)
• 🇰🇵 North Korea
• 🇮🇷 Iran
• 🇸🇾 Syria
• 🇷🇺 Russia (due to international sanctions)
• Any other country subject to comprehensive international sanctions

4. Account Registration and Security

4.1 Registration Process

To use our Services, you must:

1. Provide accurate and complete registration information
2. Choose a strong, unique password
3. Complete KYC verification (see Section 5)
4. Accept these Terms and Privacy Policy

4.2 Account Information Accuracy

You agree to:

• Provide truthful, accurate, and up-to-date information
• Update your information promptly if it changes
• Not impersonate any person or entity
• Not create multiple accounts without authorization

4.3 Account Security

You are responsible for:

• Maintaining the confidentiality of your login credentials
• All activities under your account
• Notifying us immediately of unauthorized access
• Enabling two-factor authentication (2FA) when available

4.4 Account Suspension and Termination

We reserve the right to suspend, freeze, or terminate your account if:

• You violate these Terms
• We suspect fraudulent, illegal, or suspicious activity
• KYC/AML verification fails or is incomplete
• You engage in market manipulation or abuse
• Required by law or regulatory authorities
• You attempt to circumvent platform restrictions

Upon termination, you must withdraw your funds within 30 days (subject to AML clearance).

5. KYC/AML Compliance

5.1 Mandatory KYC Verification

As per Indian regulations, all users MUST complete KYC verification before trading. This includes providing:

• Government-issued ID (Aadhaar, PAN Card, Passport, or Driver's License)
• Proof of address (utility bill, bank statement, rental agreement)
• Selfie/photograph for biometric verification
• Bank account details for deposits/withdrawals

See our separate KYC Policy for detailed requirements.

5.2 AML Compliance

We implement robust AML measures including:

• Transaction monitoring for suspicious activity
• Reporting to Financial Intelligence Unit - India (FIU-IND)
• Sanctions screening against global watchlists
• Enhanced Due Diligence (EDD) for high-risk users

See our separate AML Policy for comprehensive details.

5.3 Source of Funds

You may be required to provide documentation proving the source of your funds, especially for large transactions.

6. Services Offered

6.1 Real Trading Services

We provide a platform for:

• Futures Trading: Trade cryptocurrency futures with leverage at real-time market prices
• Fixed Fee Structure: Transparent pricing - BTC LOT 0.01 = $0.37, 0.02 = $0.74 (scales with quantity)
• Wallet Services: Secure account management for your trading funds
• Deposits & Withdrawals: Fund your account via UPI, bank transfer, or crypto deposits
• Price Charts & Analytics: Real-time market data and advanced trading tools

6.2 Prop Trading Services (Simulated Trading)

Our prop trading program includes:

• Trading Challenges: Simulated trading environment to prove your skills
• Evaluation Phases: Multi-stage assessment of trading performance
• Funded Accounts: Opportunity to trade with our capital after passing challenges
• Profit Sharing: Earn a percentage of profits from funded accounts
• Educational Resources: Training materials and trading strategies

Prop Trading Rules:

• Challenges use simulated funds (no actual crypto ownership during evaluation)
• Strict risk management rules (daily loss limits, maximum drawdown)
• Performance metrics (profit targets, consistency requirements)
• Violations result in challenge failure and account reset

6.3 Service Availability

While we strive for 24/7 availability, Services may be interrupted due to:

• Scheduled maintenance
• Technical issues or upgrades
• Extraordinary market conditions
• Force majeure events

7. Trading Rules and Conduct

7.1 Prohibited Activities

• Market Manipulation: Pump-and-dump schemes, wash trading, spoofing
• Fraud: Using stolen funds, fake documents, or false information
• Money Laundering: Using the platform for illicit financial activities
• Automated Trading Abuse: Exploiting platform vulnerabilities with bots
• Multi-Accounting: Creating multiple accounts to abuse bonuses or bypass limits
• Insider Trading: Trading based on non-public information
• Account Sharing: Allowing others to access your account

Violations may result in account termination, fund forfeiture, and legal action.

7.2 Order Execution

• Orders are executed at the best available market price
• Execution speed depends on market liquidity and network conditions
• Extreme volatility may cause slippage (difference between expected and actual price)
• We do NOT guarantee order execution at your desired price

7.3 Trading Limits

We may impose limits on:

• Transaction size (minimum and maximum trade amounts)
• Daily/monthly trading volumes
• Withdrawal amounts and frequency

8. Fees and Charges

8.1 Trading Fees

TradeDear uses a FIXED FEE structure - NO maker/taker fees, NO spreads, NO hidden charges.

Service	Fee Structure
BTC Futures Trading	Fixed Fee: 0.01 LOT = $0.37 | 0.02 LOT = $0.74 (scales with quantity)
Other Crypto Futures	Fixed Fee: Scales proportionally with LOT size (one-sided fee)
Cryptocurrency Deposits	Free (blockchain network fees apply)
Cryptocurrency Withdrawals	Network fees vary by crypto
INR Deposits (UPI/Bank)	Free or minimal gateway charges
INR Withdrawals	₹0 - ₹0 per withdrawal

8.2 Prop Trading Fees

Same FIXED FEE structure applies to prop trading challenges:

• Challenge Entry Fee: One-time fee to start evaluation (varies by account size)
• Trading Fees: Fixed fee per LOT (same as real trading: BTC 0.01 LOT = $0.37)
• Profit Split: Successful traders share 60-80% of profits (platform retains 20-40%)
• Scaling Plans: Opportunity to increase funded account size based on performance
• No Hidden Charges: All fees transparent - no spreads, no maker/taker fees

8.3 Fee Changes

We reserve the right to modify fees with 7 days' advance notice. Current fee schedule is available on our website.

8A. Bonuses and Promotions

8A.1 Promotional Offers

We may offer bonuses, discounts, or promotions including:

• Welcome bonuses for new users
• Deposit bonuses
• Trading fee discounts
• Prop challenge discounts
• Referral rewards

8A.2 Terms and Conditions

• Eligibility Criteria: Age, location, KYC verification status
• Withdrawal Restrictions: Bonuses may require trading volume or time commitments before withdrawal
• Expiration Dates: Bonuses may expire if not used within specified periods
• One-Time Use: Most bonuses are limited to one per user/household/IP address

8A.3 Bonus Abuse

We have ZERO TOLERANCE for bonus abuse, including:

• Creating multiple accounts to claim bonuses repeatedly
• Coordinated trading to meet withdrawal requirements
• Using VPNs to bypass geographic restrictions
• Providing false information to qualify for bonuses

Abuse will result in: Bonus forfeiture, account termination, and potential legal action.

8B. Referral Program

8B.1 Program Overview

Our referral program allows you to earn rewards by inviting others to TradeDear:

• Referral Links: Unique tracking links for sharing
• Commission Structure: Earn a percentage of referred users' trading fees
• Lifetime Earnings: Continue earning from referrals indefinitely (subject to program terms)

8B.2 Referral Rules

• Referred users must complete KYC verification
• Referral credit is applied after the referred user makes their first qualifying trade
• Self-referrals (referring yourself) are prohibited
• Household members may be excluded from referral rewards

8B.3 Influencer and Affiliate Compliance

If you promote TradeDear as an influencer, content creator, or affiliate, you MUST:

• Disclose Partnership: Clearly state that you are promoting through a referral link
• No False Claims: Do NOT guarantee returns, profits, or "risk-free" trading
• Risk Warnings: Include disclaimers about cryptocurrency risks
• Comply with Advertising Standards: Follow Advertising Standards Council of India (ASCI) guidelines
• No Spam: Do NOT send unsolicited promotional messages

Violations will result in referral account termination and commission forfeiture.

9. Deposits and Withdrawals

9.1 Deposit Methods

• INR Deposits: UPI, IMPS, NEFT, RTGS
• Cryptocurrency Deposits: Blockchain transfers to your TradeDear wallet

9.2 Withdrawal Methods

• INR Withdrawals: Bank transfer to your verified bank account
• Cryptocurrency Withdrawals: To external wallets (subject to network fees)

9.3 Withdrawal Processing

• Processing Time: 1-5 business days (may vary)
• KYC Required: You must complete KYC before withdrawing
• Matching Bank Account: Withdrawals only to bank accounts in your name

9.4 Withdrawal Limits

• Daily and monthly withdrawal limits apply based on KYC tier
• Large withdrawals may require additional verification

9.5 Delays and Rejections

Withdrawals may be delayed or rejected for:

• Incomplete KYC verification
• Suspicious activity or AML concerns
• Pending investigations or disputes
• Technical issues or maintenance

10. Taxes and Reporting

10.1 Your Tax Obligations

• Capital gains tax on cryptocurrency profits
• Filing tax returns with Income Tax Department
• Maintaining records for tax purposes

10.2 Our Reporting Obligations

As required by Indian law, we may report:

• Your trading activity to tax authorities
• Suspicious transactions to FIU-IND
• Large transactions as per PMLA requirements

10.3 TDS (Tax Deducted at Source)

As per Section 194S of Income Tax Act:

• 1% TDS may be deducted on cryptocurrency transfers exceeding specified thresholds
• TDS certificates (Form 16A) will be provided

10.4 GST

• 18% GST applies to applicable service charges
• GST invoice will be provided for tax-registered users

11. Intellectual Property

All content, trademarks, logos, software, and technology on the Platform are owned by TradeDear or our licensors and protected by intellectual property laws.

11.1 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access the Platform for personal, non-commercial use.

11.2 Restrictions

You may NOT:

• Copy, modify, or distribute Platform content
• Reverse engineer or decompile our software
• Remove copyright or proprietary notices
• Use our brand or logo without permission
• Use automated scraping or data mining tools

12. Risk Disclosure

12.1 Cryptocurrency Risks

• Extreme Volatility: Prices can fluctuate dramatically
• Loss of Capital: You may lose your entire investment
• Lack of Regulation: Cryptocurrency markets are largely unregulated in India
• Liquidity Risk: Inability to buy or sell at desired prices
• Technological Risks: Hacking, system failures, blockchain issues
• Regulatory Risk: Government bans or restrictions

See our separate Risk Disclosure Statement for comprehensive risk warnings.

12.2 No Investment Advice

• We do NOT provide investment, financial, legal, or tax advice
• All content is for informational purposes only
• You should consult qualified professionals before trading
• Past performance does not guarantee future results

13. Liability and Disclaimers

13.1 Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND.

13.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TRADEDEAR SHALL NOT BE LIABLE FOR:

• Indirect, incidental, consequential, or punitive damages
• Loss of profits, data, or business opportunities
• Trading losses or investment losses
• Damages arising from platform downtime or errors
• Third-party actions or services

MAXIMUM LIABILITY: Our total liability shall not exceed the fees you paid to us in the 12 months preceding the claim.

13.3 Indemnification

You agree to indemnify and hold harmless TradeDear from:

• Your violation of these Terms
• Your violation of any law or regulation
• Your trading activities and losses
• Claims by third parties arising from your use of Services

14. Force Majeure

We shall not be liable for failure to perform due to circumstances beyond our reasonable control, including:

• Natural disasters (earthquakes, floods, pandemics)
• Government actions, war, terrorism
• Internet or telecommunications failures
• Cryptocurrency network failures or attacks
• Exchange or liquidity provider outages

15. Dispute Resolution

15.1 Governing Law

These Terms are governed by the laws of India.

15.2 Jurisdiction

Any disputes shall be subject to the exclusive jurisdiction of courts in [City], India.

15.3 Arbitration

Before filing a lawsuit, parties agree to attempt resolution through:

1. Negotiation: Good faith discussions for 30 days
2. Mediation: Through a mutually agreed mediator
3. Arbitration: As per Arbitration and Conciliation Act, 1996

16. Privacy and Data Protection

Your use of Services is also governed by our Privacy Policy, which complies with:

• Information Technology Act, 2000
• IT (Reasonable Security Practices) Rules, 2011
• Digital Personal Data Protection Act, 2023 (DPDP Act)

See our Privacy Policy for comprehensive details.

17. Communication

17.1 Electronic Communications

By using our Services, you consent to receive electronic communications including:

• Transactional notifications
• Service updates and announcements
• Security alerts
• Marketing communications (opt-out available)

17.2 Contact Methods

Email: support@tradedear.com
Response Time: Within 48 business hours

18. Amendments

18.1 Right to Modify

We reserve the right to modify these Terms at any time. Changes will be effective upon:

• Posting updated Terms on the Platform
• Email notification to registered users
• Continued use constitutes acceptance

18.2 Material Changes

For material changes, we will provide 30 days' notice before the effective date.

18.3 Rejection of Changes

If you do not agree to modified Terms, you must:

• Stop using the Services
• Close your account
• Withdraw your funds (subject to applicable limits)

19. Severability

If any provision of these Terms is found invalid, the remaining provisions shall continue in full force.

20. Entire Agreement

These Terms, together with our Privacy Policy, KYC Policy, AML Policy, and Risk Disclosure, constitute the entire agreement between you and TradeDear.

21. No Waiver

Our failure to enforce any provision shall not constitute a waiver of that provision.

22. Assignment

You may not assign these Terms without our written consent. We may assign these Terms to any affiliate or successor entity.

23. Survival

Provisions that by their nature should survive termination (including liability disclaimers, indemnification, and dispute resolution) shall survive.

24. Contact Information

25. Acknowledgment

By clicking "I Agree" or using our Services, you acknowledge that:

1. You have read and understood these Terms
2. You agree to be bound by these Terms
3. You are legally capable of entering into this agreement
4. You understand the risks of cryptocurrency trading
5. You have consulted legal, financial, and tax advisors as necessary